Find the Right Loan
for Your Goals
Access flexible, member-friendly financing designed to help you grow your business, educate your family, and build your future — with competitive rates and fast approvals.
Featured Loan Product
BUSINESS LOAN
Fuel the growth of your business
AGRICULTURE LOAN
Support for your farming and agricultural projects
All (10) Loan Products
BUSINESS LOAN
Fuel the growth of your business
AGRICULTURE LOAN
Support for your farming and agricultural projects
DAIRY LOAN
Invest in your dairy farming business
BODABODA LOAN
Get on the road with a new Bodaboda bike
MICRO LOAN
Empowering small businesses for growth
HOME IMPROVEMENT LOAN
Transform your living space with home renovations
SCHOOL FEES LOAN
Invest in your education and future success
EMERGENCY LOAN
Quick access to funds for urgent needs
HORTICULTURE LOAN
Financing for your horticultural ventures
GREEN FINANCE LOAN
Support for eco-friendly projects
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Loan Comparison
Application Process
Submit Application
Fill and submit your loan application form with all required documents.
Verification
Our team verifies your membership, savings, and supporting documents.
Approval
Your application is reviewed by the credit committee and approved.
Disbursement
Approved funds are disbursed directly to your SACCO account.
What You'll Need
Common requirements for most Kijura SACCO loan products.
Why Choose Kijura SACCO Loans?
We put members first in every decision we make.
Fast Processing
Most loans processed within 48 hours of complete documentation submission.
Flexible Repayment
Choose repayment schedules that match your income flow and financial goals.
Competitive Rates
Interest rates designed to be affordable and fair for all member income levels.
Member-Centered
Every policy and product is shaped by the real needs of our members.
Financial Growth
Our loans are tools for building long-term wealth and financial stability.
Transparent Terms
No hidden fees, no surprises — everything explained clearly before you sign.
Our Impact in Numbers
Trusted by thousands of members across Uganda.
What Our Members Say
"The business loan I got from Kijura SACCO transformed my shop. The process was straightforward and the loan officer was very helpful in guiding me through."
"The agriculture loan helped me buy better equipment and seeds. My harvest doubled this season. I am very grateful for the support from Kijura SACCO."
"School fees loans are a lifesaver. My children never miss school now. The flexible repayment fits perfectly with my monthly salary schedule."
Compare All Loan Products
Side-by-side overview of all available loan types.
| Loan Product | Interest Rate | Maximum Amount | Loan Period | Grace Period | Action |
|---|---|---|---|---|---|
|
Business Loan
|
2% | UGX 100,000,000 | 24 months | 0 months | |
|
Agriculture Loan
|
2% - 2.5% | UGX 100,000,000 | 12 months | 4 months | |
|
Dairy Loan
|
2% | UGX 100,000,000 | 12 months | 6 months | |
|
Bodaboda Loan
|
2% | UGX 14,000,000 | 24 months | 0 months | |
|
Micro Loan
|
2.5% | UGX 500,000 | 12 months | 4 months | |
|
Home Improvement Loan
|
2% | UGX 100,000,000 | 24 months | 0 months | |
|
School Fees Loan
|
3% | UGX 4,000,000 | 3 months | 0 months | |
|
|
3% to 6% | UGX 7,000,000 | 6 months | 0 months | |
|
Horticulture Loan
|
2% | UGX 100,000,000 | 12 months | 4 months | |
|
|
2% | UGX 100,000,000 | 18 months | 0 months |
Frequently Asked Questions
Everything you need to know about our loans.